Terms of Service
Welcome to People Making Profits (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, forms, content, communications, and services (collectively, the “Services”).
By accessing our website, submitting information, or using our Services, you agree to be bound by these Terms. If you do not agree, do not use our Services.
1. Eligibility & Acceptable Use
You agree to use our Services only for lawful purposes and in compliance with all applicable local, state, and federal laws.
You must be at least 18 years of age to use our Services or submit information.
You agree not to misuse, disrupt, or attempt unauthorized access to our systems.
2. No Financial, Legal, or Professional Advice
People Making Profits provides educational information and referral-based services only.
We do not provide legal, financial, tax, accounting, or investment advice.
Any information provided is for general educational purposes only.
Decisions you make based on our content or referrals are solely your responsibility.
You should always consult licensed professionals before making financial or business decisions.
3. Referral Partner Relationships
People Making Profits may refer you to trusted third-party partners, including lenders, funding providers, brokers, or service vendors.
By submitting your information, you acknowledge and agree that:
Your information may be shared with relevant referral partners
Partners may contact you via phone, SMS, email, or other permitted methods
People Making Profits may receive a referral or marketing commission
Referral compensation does not increase your cost
We do not control and are not responsible for the actions, decisions, approvals, or outcomes of third-party partners.
4. User Information & Responsibilities
By submitting any form or information, you represent and agree that:
All information provided is accurate, current, and truthful
You will not submit false, misleading, or fraudulent information
You authorize People Making Profits and its partners to contact you
Inaccurate or incomplete information may limit or prevent services
5. Intellectual Property
All content provided through our Services, including text, graphics, videos, logos, images, and educational materials, is the intellectual property of People Making Profits unless otherwise stated.
You may not copy, reproduce, distribute, modify, or exploit any content without prior written consent.
6. Third-Party Links & Services
Our Services may include links to third-party websites or services. We are not responsible for:
Third-party content
Privacy practices or policies
Services, products, or representations
Your interactions with third parties are solely between you and those parties.
7. Limitation of Liability
To the fullest extent permitted by law, People Making Profits shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
Use or inability to use our Services
Business, financial, or funding decisions
Referral partner interactions
Website delays, interruptions, or errors
Reliance on information provided
Your use of the Services is at your own risk.
8. No Guarantee of Results
People Making Profits makes no guarantees regarding:
Funding approval or loan terms
Amounts, rates, or eligibility
Business or financial success
Outcomes from referrals or education
Results depend entirely on your circumstances and third-party decisions.
9. Communications Consent
By submitting your contact information, you expressly consent to receive communications from People Making Profits and its partners, including:
Emails
SMS/text messages
Phone calls
Automated, AI-assisted, or prerecorded messages
Consent is not a condition of purchase.
You may opt out at any time using provided opt-out methods.
Standard message and data rates may apply.
10. Carrier Liability Disclaimer
Mobile carriers are not liable for delayed, undelivered, misdirected, or failed messages.
People Making Profits is not responsible for any issues related to mobile carrier delivery, network availability, or service interruptions affecting SMS, MMS, or voice communications.
11. Indemnification
You agree to indemnify, defend, and hold harmless People Making Profits, its owners, officers, employees, contractors, and partners from any claims, liabilities, damages, losses, or expenses arising from:
Your use of the Services
Your violation of these Terms
Your violation of any law or third-party rights
12. Modifications to Terms
We reserve the right to modify these Terms at any time.
Changes are effective immediately upon posting. Continued use of the Services constitutes acceptance of the updated Terms.
13. Termination of Access
We may suspend or terminate access to the Services at any time, with or without notice, for any reason, including violation of these Terms.
14. Governing Law & Jurisdiction
These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.
Any disputes shall be resolved exclusively in California courts.
15. Contact Information
For questions regarding these Terms, contact:
People Making Profits
Email: [email protected]
